Based on the information provided below about banks A and B$,$ compute for each bank its return on assets $($ROA$)$ and return on equity $($ROE$).$

a$.$ Bank A has net profit after taxes of $$1\mathrm{.}8$ million and the balance sheet below:

Bank A $($in millions$)$

Assets

Liabilities

Reserves

$$5$

Deposits

$$75$

Loans

$$45$

Borrowing

$$10$

Securities

$$45$

Bank Capital

$$10$

b$.$ Bank B has net profit after taxes of $$1$ million and the balance sheet below:

Bank B $($in millions$)$

Assets

Liabilities

Reserves

$$8$

Deposits

$$70$

Loans

$$50$

Borrowing

$$2$

Securities

$$22$

Bank Capital

$$8$