Based on the Statement of Financial Position, and $/$ or Spending Plan for Bernard Baruch, attached:

a$.$ What is Bernard Baruch's PITI ratio?

b$.$ "Yes" or $"$No$"$ Do you think Bernard Baruch is in a good financial position to receive a mortgage loan of $$500,000,$ which would require a principal $+$ interest payment of $$3,200$ per month, to purchase a vacation home with an annual property tax of $$12,000$ and an annual insurance payment of $$1,200?$