Basic needs budgets for a family of four, in selected urban, suburban, and rural localities* URBAN URBAN SUBURBAN RURAL New York, Houston, Aurora, Decatur NY TX IL County, IA Rent and utilities $15, 816 $10,224 $11,328 $6,324 Food $7,878 $7,878 $7,878 $7,878 Child care $20,684 $15,422 $18,793 $1 1,682 The problem with this Health insurance premiums $2,609 $2,834 $2,265 $2,436 measurement is that it Out of-pocket medical $732 $732 $732 $732 does not account for Transportation $1,824 $4,808 $4,808 $6,288 other Basic needs! Other necessities $6,397 $4,887 $5, 185 $3,834 Payroll taxes $5,113 $3,873 $4,437 $3,270 Income taxes (includes credits) $5,787 $34 $2,572 $304 TOTAL $66,840 $50,624 $57,998 $42,748 % of 2008 Federal Poverty Level 315% 239% 274% 202% *Assumes two-parent family with one preschool-aged and one school-aged child. Source: NCCP's Basic Needs Budget Calculator (available online at www.nccp.org/tools/budget). Results are based on the following assumptions: children are in center-based care settings while their parents work (the older child is in after-school care); family members have access to employer-based health insurance; in New York family relies on public transportation, in all other locations, costs reflect private transportation. National Center for Children in Poverty (www.nccp.org) Measuring Poverty in the United States 2022-06-01 2