Bay Land, Inc. has the following distribution of returns:

State Return Probability

Boom $0\mathrm{.}30\mathrm{.}25$

Normal $0\mathrm{.}40\mathrm{.}15$

Bust $0\mathrm{.}30\mathrm{.}30$

Assuming that these returns are normally distributed, what is the probability that Bay Land, Inc. will return less than $7\mathrm{.}25\%?$ Show all work, and clearly explain and state your answer.