Baylor Bank believes the New Zealand dollar will appreciate over the next five days from $.48 to $.50. The following annual interest rates apply: Currency Dollars New Zealand dollar (NZ$) Lending Rate 7.10% Borrowing Rate 7.50% 7.25% 6.80% Baylor Bank has the capacity to borrow either NZ$10 million or $5 million. If Baylor Bank's forecast is correct, determine Baylor's speculative strategy, and calculate its dollar profit from speculation over the five-day period