Bean Game (Links to an external site.)

Life Happens Pick a # 1-12. Change your Bean Budget accordingly.

#1: You broke your leg. If you have health insurance, you dont need to do anything. If you dont have health insurance, take off 3 beans.

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#2: You just got a 2-bean raise! Decide where it should be spent.

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#3: The real estate market is booming and landlords have raised rents this year. If you are living with relatives, do nothing. If you are sharing an apartment with roommates or live alone, take off 2 beans.

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#4: Your cable bill has increased. If you do not have cable, do nothing. If you have cable, you must move one of your beans to cable from another spot.

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#5: Your car needs new tires. If you do not have a car, do nothing. If you have a car, take off 2 beans.

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#6: Your best friend is getting married and has asked you to be in the wedding party. Move 3 beans to the last category under Gifts from another location.

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#7: Your winter coat has ripped and cannot be repaired. You must replace it. Take off 1 bean.

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#8: Your microwave broke and you need to replace it. Take off 1 bean.

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#9: An air conditioner leak from your upstairs neighbor destroyed your computer. If you have renters insurance, do nothing. If you do not have renters insurance, take off 2 beans.

#10: The stove in your apartment has broken and the landlord has informed you that it will take one month to replace it. You will need to utilize the middle section in the Food category [3 beans] since you are unable to cook any hot meals at home; make necessary adjustments in your bean allocation.

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#11: Your friends are taking part in a summer share in a beach house for the summer and have asked you to join them. If you decide to do this, you must allocate 3 beans to the last section in the Recreation category. If you decide to pass on this opportunity, do nothing.

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#12: The mattress on your bed got ruined and must be replaced. Take off 1 bean.

Living with family sharing cost of utilities Cook at home, dinner out once a week Share an apartment or house with roommates Frequent fast food lunches and weekly dinner out DDD DODD DD DDO DDDD Rent your own place All meals away from home Insurance Clothing No cost Clothing No cost No coverage ONLY IF select no car below Wear present wardrobe Auto Liability coverage only Shop at discount or thrift stores D DD DDD Shop for new clothes Comprehensive coverage Health and No coverage No cost Shop for designer dothes DDD Basic health coverage Laundry DD Do laundry at parents house No cost Property No coverage No cost Use laundromat; some dry cleaning Renters insurance D Rent or purchase washer and dryer DD Transportation Recreation Welkorbike No cost No cost Hiking, hanging out with friends scrolling your phone Ride bus or join Carpool D Streaming service for music, TV, movies D Buy fuel for family car Movie theaters, em membership, clubs or hobby groups Buy a used car and gas Concerts, sporting events DO DDD Buy new car and gas DDDD Big vacations Furnishings Communication Second-hand from relatives or friends No cost No phone No cost Buy at a garage sale, thrift shop, D Phone with limited data Rent furniture or live in furnished apartment Phone with unlimited data D DD D Buy new furniture Will at your home Personal Care Gifts Basic products: soap, shampoo, toothpaste, make-up, etc D Make your own Occasional professional haircuts, basic personal care products Purchase cards or small gifts occasionally D DD DDD D Regular hairstyling, nails, name brand personal care products DOD Purchase frequent gifts for family and friends Contributions to charities and/or religious groups Living with family sharing cost of utilities Cook at home, dinner out once a week Share an apartment or house with roommates Frequent fast food lunches and weekly dinner out DDD DODD DD DDO DDDD Rent your own place All meals away from home Insurance Clothing No cost Clothing No cost No coverage ONLY IF select no car below Wear present wardrobe Auto Liability coverage only Shop at discount or thrift stores D DD DDD Shop for new clothes Comprehensive coverage Health and No coverage No cost Shop for designer dothes DDD Basic health coverage Laundry DD Do laundry at parents house No cost Property No coverage No cost Use laundromat; some dry cleaning Renters insurance D Rent or purchase washer and dryer DD Transportation Recreation Welkorbike No cost No cost Hiking, hanging out with friends scrolling your phone Ride bus or join Carpool D Streaming service for music, TV, movies D Buy fuel for family car Movie theaters, em membership, clubs or hobby groups Buy a used car and gas Concerts, sporting events DO DDD Buy new car and gas DDDD Big vacations Furnishings Communication Second-hand from relatives or friends No cost No phone No cost Buy at a garage sale, thrift shop, D Phone with limited data Rent furniture or live in furnished apartment Phone with unlimited data D DD D Buy new furniture Will at your home Personal Care Gifts Basic products: soap, shampoo, toothpaste, make-up, etc D Make your own Occasional professional haircuts, basic personal care products Purchase cards or small gifts occasionally D DD DDD D Regular hairstyling, nails, name brand personal care products DOD Purchase frequent gifts for family and friends Contributions to charities and/or religious groups