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Because customers were frustrated with extended bank holds on checks, the U.S. Congress enacted the mandate when banks must make deposited funds available to customers.

Because customers were frustrated with extended bank holds on checks, the U.S. Congress enacted the mandate when banks must make deposited funds available to customers. Act, which created explicit timelines that 


Expedited Funds Availability 


Check 21 


 Transparent Funds Transactions 


 Truth in Transactions

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