Because of the fire last year, at renewal the underwriter decided to place a 15% margin clause on the Blanket for both buildings and personal property for Greenville Hammocks, LLC. Later during the year, a fire destroys the Carpentry Shop and the adjuster determines the coinsurance requirement is met and the value of the building is $650,000. The carpentry shop is listed on the Statement of Values at $400,000. There is no personal property damage. There is a $5,000 deductible. How much will the insurance company pay?