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Because the speed of check - processing time is increasing, to avoid overdrafts, an account - holder needs to verify that funds are available to

Because the speed of check-processing time is increasing, to avoid overdrafts, an account-holder needs to verify that funds are available to cover a check when it is written.
Because the speed of check-processing time is increasing, to avoid overdrafts, an account-holder needs to verify that funds are available to cover a check when it is written.
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