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Beck, Demirguc-Kunt and Martinez-Peria (2007) found that access to banking services was positively associated with the following, EXCEPT: Select one: a. level of economic development.

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Beck, Demirguc-Kunt and Martinez-Peria (2007) found that access to banking services was positively associated with the following, EXCEPT: Select one: a. level of economic development. b. degree of credit information sharing. c. quality of institutional environment. d. development of physical infrastructure. e. cost of enforcing contracts

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