Becky Scholes has 151,267 to invest. She wants to be able to withdraw 12,090 every year forever without using up any of her principal. What interest rate would her investment have to earn in order for her to be able to do so? Round to 3 decimal places represent percent as a decimal. Marshall Chavez bought a Honda Civic for $17,345. He put down $6,000 and financed the rest through the dealer at an APR of 5.04 percent for four years. What is the effective annual interest rate (EAR) if the loan payments are made monthly? Round your answer to 3 decimal places represent percentage as a decimal 06 (not 6)