\begin{tabular}{|l|c|c|c|} \hline \multirow{2}{*}{ Decision Alternative } & \multicolumn{3}{|c|}{ State of Nature } \\ \cline { 2 - 4 } & Reject, s1 & 1 Year, s2 & 2 Years, s3 \\ \hline Produce pilot, d1 & -100 & 50 & 150 \\ \hline Sell to competitor, d2 & 100 & 100 & 100 \\ \hline \end{tabular}