\begin{tabular}{|l|l|l|l|} \hline & & CALCULATE & WRITEANSWERSHERE \\ \hline Personallineofcreditlimit & 10,000 & TDS Ratio = & \\ \hline Personallineofcreditoutstanding & 5500 & & \\ \hline \end{tabular} SHOW YOUR WORK: \begin{tabular}{|l|l|} \hline Loan-to-Value & Premium on Total Loan \\ \hline Up to and including 655 & 0.605 \\ \hline Up to and including 755 & 1.705 \\ \hline Up to and including 805 & 2.405 \\ \hline Up to and including 855 & 2.805 \\ \hline Up to and including 905 & 3.105 \\ \hline Up to and including 955 & 4.005 \\ \hline \end{tabular} Important Notes: 1- All questions are based on Debt Service Ratios: 39%(GDS) and 44% (TDS). 2- Always use the HIGHEST interest rate - Bank of Canada rate or BANK offered rate +2% (stress test). \begin{tabular}{|l|l|l|l|} \hline & & CALCULATE & WRITEANSWERSHERE \\ \hline Personallineofcreditlimit & 10,000 & TDS Ratio = & \\ \hline Personallineofcreditoutstanding & 5500 & & \\ \hline \end{tabular} SHOW YOUR WORK: \begin{tabular}{|l|l|} \hline Loan-to-Value & Premium on Total Loan \\ \hline Up to and including 655 & 0.605 \\ \hline Up to and including 755 & 1.705 \\ \hline Up to and including 805 & 2.405 \\ \hline Up to and including 855 & 2.805 \\ \hline Up to and including 905 & 3.105 \\ \hline Up to and including 955 & 4.005 \\ \hline \end{tabular} Important Notes: 1- All questions are based on Debt Service Ratios: 39%(GDS) and 44% (TDS). 2- Always use the HIGHEST interest rate - Bank of Canada rate or BANK offered rate +2% (stress test)