Below is a table for the present value of $1 at compound interest. 6%% 0.943 0.890 0.840 0.792 0.747 10% 0.909 0.826 0.751 0.683 0.621 Year 12% 0.893 0.797 0.712 0.636 0.567 Below is a table for the present value of an annuity of $1 at compound interest. 6%% 0.943 1.833 2.673 3.165 4.212 10% 0.909 1.736 2.487 3.170 3.791 1 290 0.893 1.690 2.402 3.037 3.605 Year Using the tables above, if an investment is made now for $20,000 that will generate a cash inflow of $7,000 a year for the next 4 years, what would be the present value of the investment cash inflows, assuming an earnings rate of 12%? a. $20,352 Ob. $22,190 . $21,259 Od. $3,969