Below is a table for the present value of $1 at Compound interest. Year 1 2 3 345 4 5 Year 123 S Below is a table for the present value of an annuity of $1 at compound interest. 4 6% .943 .890 .840 .792 .747 5 10% .909 .826 .751 .683 .621 6% .943 1.833 2.673 3.465 4.212 12% .893 .797 .712 .636 .567 10% .909 1.736 2.487 3.170 3.791 12% .893 1.690 2.402 3.037 3.605 Using the tables above, what would be the present value of $15,000 (rounded to the nearest dollar) to be received three years from today, assuming an earnings rate of 10%?

Below is a table for the present value of $1 at Compound interest. Below is a table for the present value of an annuity of $1 at compound interest. Using the tables above, what would be the present value of $15,000 (rounded to the nearest dollar) to be received three years from today, assuming an earnings rate of 10%