Below is Bluebird State Bank's current income data (stated in millions of dollars) What are the pretax net operating income AND the net income of the bank? figures given in correct sequence to derive the banks Report of Income.) Effective tax rate 2594 Interest on loans $74 Employee wages, salaries, and benefits 13 interest earned on government bonds and notes 6 Provision for loan losses 9 Overhead expenses -7 Service charges paid by depositors Security gains/losses Interest paid on federal funds purchased Payment of dividends of $4 per share on 1 million outstanding shares to be made to common stockholders 23 Interest paid to customers holding time and savings deposits Trust department fees