Ben and Carla Manchester plan to buy a condominium. They will obtain a $193,000, 15-year mortgage at 70 percent. Their annual property taxes are expected to be $2,664. Property insurance is $480 a year, and the condo association fee is $265 a month. Based on these items, determine the total monthly housing payment for the Manchesters. Use Exhibit 9.9. (Round time value factor to 2 decimal places and final answer to the nearest whole number.) Total monthly housing payment