Ben and Carla Manchester plan to buy a condominium, They will obtain a $244,000, 25-year mortgage at 75 percent. Their annual property taxes are expected to be $2,112. Property insurance is $660 a year, and the condo association fee is $225 a month. Based on these items, determine the total monthly housing payment for the Manchesters. Use Exhibit 9.9. (Round time value factor to 2 decimal places and final answer to the nearest whole number.) Total monthly housing payment is 1.776