Ben and Carla Manchester plan to buy a condominium. They will obtain a $210,000, 20-year mortgage at 8.0 percent. Their annual property taxes are expected to be $2,676. Property insurance is $1,296 a year, and the condo association fee is $305 a month. Based on these items, determine the total monthly housing payment for the Manchesters. Use Exhibit 9-9. (Round time value factor to 2 decimal places and final answer to the nearest whole number.) Total monthly housing payment Torm Rato 30 Yoars 25 Yoars 20 Yorrs 15 YoArs 3.0% $4.22 $4.74 $6.91 $5.55 5.80 3.5 4.49 5.01 7.15 4.0 4.77 5.28 6.06 7.40 4.5 5.07 5.56 6.33 7.65 5.0 5.37 5.85 7.91 5.5 5.68 6.14 6.60 6.88 7.16 8.17 6.0 6.00 6.44 8.43 6.5 6.32 6.67 7.45 8.71 7.0 6.65 7.75 8.98 7.06 7.39 7.5 8.06 9.27 6.99 7.34 8.0 7.72 8.36 9.56 8.5 7.698.05 8.68 9.85