Ben and Stacey recently married. Ben is divorced from Jennifer, with whom he shares custody of their 11 year old daughter Josephine. Ben pays child support to Jennifer as part of their separation agreement and although not mandated to do so, he pays a small amount of spousal support as well. Both Ben and Stacey were financially independent prior to getting married. Stacey's elderly mother lives with the couple and had been living with Stacey prior to their marriage.Which of the following is the MOST important reason that Ben should consider obtaining insurance on his own life?

a)to provide support for the ongoing care of Stacey's mother

b)to ensure Stacey does not experience a change in her standard of living

c)to maintain his obligation for spousal support for Jennifer

d)to ensure his support remains in place for Josephine