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benefit. What explanation did the insurer give the estate? The policy was reinstated leas than 12 months ago: The policy had lapsed for more than

benefit. What explanation did the insurer give the estate? The policy was reinstated leas than 12 months ago: The policy had lapsed for more than one month The death was caused by a caf accident: The suicide occured leas than 24 months after the policy was reinstated

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