Benjamin is a self-employed electrician who has a wife and two children. He does not have a constant flow of income from his self-employment. His business is currently down due to the reduction in building constructions. He owns a few life insurance policies on his life and is worried that they might be seized by creditors if he becomes bankrupt. Which of the following policies can be seized by Benjamin's creditors? a. The policy that names his business partner as an irrevocable beneficiary b. The policy that names his children as equal beneficiaries c. The policy that names his brother as the revocable beneficiary d. The policy that names his wife as the revocable beneficiary