Benny is an office worker who also enjoys participating in extreme sports such as base jumping, mountain climbing, and white water rafting. Benny is married to Jennifer, a stay-at-home mom to their two young daughters. Benny earns a good living, but given their only one salary, they live close to paycheque to paycheque. Which of the following statements regarding Benny's situation is CORRECT? a) A risk of death would be considered low and low for Benny on the risk evaluation matrix. b) Benny is likely able to self-insure. c) The most prevalent risk for Benny is a liability. d) Benny would have a higher than average mortality cost