Ben's Bulk Barn sells wholesale wholefoods and one of its suppliers is offering the opportunity to purchase product on credit terms of net 30 days from the invoice date with a 1.9% cash discount if paid within 5 days. What is the implicit interest cost of foregoing the cash discount? (Important: Please enter your answer to the nearest 10th of a percent. For example, 10.1% should be entered in as .101)