Berger Publishing has two divisions, Toronto and Vancouver, which operate autonomously. Their results for the past year were as follows: Toronto: Sales $5,000,000, Contribution Margin $2,500,000, Operating Income $2,000,000, Investment Base (total assets) $6,500,000. Vancouver: Sales $6,000,000, Contribution Margin $3,000,000, Operating Income $3,500,000, Investment Base (total assets) $7,500,000. The company's desired rate of return is 15%. What are the respective return on investment ratios for the Toronto and Vancouver divisions?