Bernie tells you about an investment opportunity: You can earn $25\%$ interest on your investment, while a decent mutual fund will only be $5-7\%.$ Bernie shows you evidence that investors are seeing a $25\%$ return. In fact, several happy investors you call friends vouch for Bernie. What should you do$,$ based upon your reading of Chapter $5?$

Group of answer choices

Invest. The profits speak for themselves.

Do not invest. You are likely being targeted in a Ponzi Scheme.