Beth Hardi will retire in $15$ years time at the age of $65.$ Beth has just calculated her annual

retirement income target as being $$65,000$ and her annual retirement income as being

$$44542.$ How much would Beth have to save each year until she retires in order to achieve

her desired level of retirement income for $20$ years after she retires $($i$.$e$.$ until she is $85)?$

Assume a $3$ percent real rate of return. $($Please enter your answer to the nearest dollar and

exclude using $"$$$"$ or $","$ symbols etc.$)$

Answer: