Bethany and Khnuma are separately applying for a $5,000, 12-month personal loan. Bethany and Khnuma have FICO credit scores of 785 and 650, respectively, but otherwise have similar loan applications. One of them was offered a 12-month loan at a 10% annual interest rate, while the other was offered a 12-month loan at a 20% annual interest rate. Which person is more likely to have been offered which loan?

Select the correct answer below:

It is more likely that the loan with a 10% annual rate was offered to Bethany, while the loan with the 20% annual rate was offered to Khnuma.

It is more likely that the loan with a 10% annual rate was offered to Khnuma, while the loan with the 20% annual rate was offered to Bethany.

It is equally likely that Bethany and Khnuma were offered each loan.

Not enough information is given to determine which person would be more likely to receive either loan.