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Bethany has several clients who've used Jerrica, a local mortgage broker, for their mortgage loans. Jerrica recently referred a buyer client to Bethany. Through her

Bethany has several clients who've used Jerrica, a local mortgage broker, for their mortgage loans. Jerrica recently referred a buyer client to Bethany. Through her broker, Bethany sent Jerrica a $200 gift card as a referral fee. Which one of the following statements best represents this transaction?

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