Betsy spent the last 60 days of 2023 in a nursing home. The cost of the services provided to her was $18,000 ($300 per day). Medicare paid $9,200 toward the cost of her stay. Betsy also received $14,000 of benefits under a long-term care insurance policy she purchased. Assume that the Federal daily excludible amount is $420. If the amount is zero, enter 0. What is the effect on Betsy's gross income? The amount of her exclusion is $fill in the blank 1 and the amount included in her gross income is $fill in the blank 2