Better Care Health Insurer reports the following on its annual statement for 2017 in the large group market:

Adjusted Premiums Earned: $10 million

Total Incurred Claims: $7 million

Total Defined Expenses Incurred for Improving Health Care Quality: $1 million

Total Claims Adjustment Expenses: $750,000

Total General Administrative Expenses: $250,000

Part A: Calculate the large group MLR for Better Health Insurer in 2017.

Part B: Will Better Health Insurer be required to pay rebates to its policyholders from business reported in 2017? Why or why not?