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BETTY, AGE 5 7 , WITHDREW $ 1 , 5 0 0 FROM HER TRADITIONAL IRA LAST YEAR. IN ADDITION TO INCLUDING THAT AMOUNT IN
BETTY, AGE WITHDREW $ FROM HER TRADITIONAL IRA LAST YEAR. IN ADDITION TO INCLUDING THAT AMOUNT IN HER TAXABLE INCOME, SHE HAS TO PAY A PENALTY OF
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