BHWK Saved The financial statements for First National Bank (FNB) are shown below. Balance Sheet First National Bank Assets Liabilities and Equity Cash $ 630 Demand deposits Demand deposits from other FIS 2,250 Small time deposits Investments 4,950 Jumbo CDs Federal funds sold 2,565 Federal funds purchased Loans 17,325 Equity Reserve for loan losses (2,925) Premises 2.585 Total assets $27,380 Total liabilities/equity $ 6,430 10,600 4,100 3,150 3,100 $27,380 Income Statement First National Bank Interest income $3,500 Interest expense 2,350 Provision for loan losses 360 Noninterest income 320 Non interest expense ne 600 Taxes 70 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your answer to 2 decimal places. (e.g., 32.16)) a. FNB's earning assets b. FNB's ROA FNB's asset utilization ratio d. FNB's spread