Bill borrows $10,000 from Lenny, promising to pay 50% per year interest in one year. The maximum interest rate which a lender may charge in California, their state, is 10% per year. If Bill fails to repay Lenny after one year and Lenny files a lawsuit for damages, he will be awarded

1. Nothing.

2. $10,000.

3. $10,000 plus interest at 50%.

4. Whatever is fair because a court of law awarding damages is required to be equitable.