Bill Buckely has split-limit 125/250/50 automobile liability insurance on his 2012 Subaru. Driving home from work in a snowstorm, he hit a Mercedes, slid into a guardrail, and knocked down a telephone pole. Damages to the Mercedes, the guardrail, and the telephone pole were $37,847, $8,590, and $22,797 respectively. How much will Bill's insurance company pay? How much will Bill be required to pay directly? Bill's insurance company will pay $69,234. (Round to the nearest dollar.)