Bill Smith holds the following instrument:

May 1, 20__

I promise to pay to the order of Bill Smith $10,000 (one thousand dollars) with interest thereon at the rate of 12% per annum

Ken Jones (signature)

Ken Jones

I personally guaranty payment by Ken Jones.

John Jones (signature)

John Jones

The instrument is

	A.	Nonnegotiable even though it is payable on demand.
	B.	Nonnegotiable because the numeric amount differs from the written amount.
	C.	Negotiable even though a payment date is not specified.
	D.	Negotiable only because of the guaranty.