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Bill's retirement plan consists of contributing $130 at the end of each month into an RRSP. If the plan earns 5.2% compounded quarterly for the

Bill's retirement plan consists of contributing $130 at the end of each month into an RRSP. If the plan earns 5.2% compounded quarterly for the first ten years and 8% compounded semiannually thereafter, how much money will be in Bill's RRSP at the end of a thirty year term?

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