Biruk took his friend, Tsion, out to dinner on her birth day. While driving Tsion home, Biruk became ill and asked Tsion to drive. While driving Biruks car, Tsion negligently injured another motorist when she failed to stop at a red light. Biruk has a motor insurance policy with a liability insurance limit of 250,000 birrs per person for bodily injury liability. Tsion has a similar motor insurance policy with a liability limit of 100,000 birrs per person.

• If the court awards a liability judgment of 100,000 birrs against Tsion, how much, if any, will each insurer pay?
• If the liability judgment is 300,000 birr, how much if any, will each insurer pay?
• Assume that Biruk cant afford to pay the premium and lets his Motor insurance policy lapse. At the time of the accident, he was uninsured. If the liability judgment against Tsion is 100,000 birr, how much, if any, will Tsions insurer pay?