Blue Bird reports an annual income of $84,000. Blue Bird owes $120,000 in student loan debt payable on the 20-year plan at 5% per year with monthly payments of $791.95. Blue Bird makes a car payment of $350 per month and total credit card payments of $175 per month. Interest rates are at 4% for a 30 year LPM (factor = .004774), lenders require a down payment of 10%, PMI costs .78% of the OLB and insurance and taxes amount to 3.2% of the home value annually. Blue Bird must qualify for a loan using a back ratio of 43%. 

At what price this person can afford a home?