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Bob has a 30 year fully amortizing fixed rate mortgage with monthly payments for a $200000 loan at 7%. In 5 years interest rates fall

Bob has a 30 year fully amortizing fixed rate mortgage with monthly payments for a $200000 loan at 7%. In 5 years interest rates fall and Bob can get a 25 year fully amortizing fixed rate mortgages with monthly payments at 6%. However to get this new loan Bob needs to pay 2 points and $2500 in fees
1. What is monthly payments

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