Bob has a PAP with the following coverages:

Liability coverages: 100,000/30,000/50,000

Medical Payments coverage: $15,000

Uninsured motorist coverage: 15,000/30,000

Collision Loss: $1,000 deductible

Other than Collision Loss: $100 deductible

With respect to each of the following situations, indicate whether the loss is covered and the amount payable, if any, under the policy. Tell which coverage A, B, C, or D is applicable. Assume that each situation is a separate event.

a. Bob makes a left turn into another drivers car. The accident is Bobs fault. The other driver has $10,000 damage to their car. Bobs car has $4,000 worth of damage. The other driver has $10,000 in medical bills and does not work for a week. He loses $1,500 in lost wages. Bob has 5,000 in medical bills. He files an insurance claim for his medical bills.

b. Bobs car son is driving the car to deliver flowers. His son rear ends another motorist and who sues for $20,000.

This claim is not covered because the vehicle is being used for business purposes.

c. A thief steals a camera valued at $700 from Bobs car. The thief broke the window to get in the car. The cost to repair the window is $800.

d. Bobs wife parks her car and goes grocery shopping. When she comes back, there is a big dent in it. The cost to fix the car is $4,000.

e. Bobs daughter loans the car to her boyfriend, Mike. Mike negligently injures another motorist. The injured motorist sues Mike for $50,000.