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Bob has recommended that his client purchase term life insurance. Because of such a recommendation, Bob must disclose all of the following to his client

Bob has recommended that his client purchase term life insurance. Because of such a recommendation, Bob must disclose all of the following to his client EXCEPT:
a. the premiums for similar coverage offered by other insurers
b. that the coverage is limited in duration
c. that the policy provides no cash value
d. that continuing the coverage beyond its term generally involves increasing premiums
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