Bob is presented with two options by the car dealership as hes about to buy a new car. $5,000 cash back or 0% financing for 60 months on the $40,000 car that she wants to buy. bob wants do the cash back option or he has to borrow from the bank at 1.99% APR compounded monthly for 60 months. The bank calls Bob and tells him that the new interest rate is 5.99% APR. With the new interest rate, should Bob consider his choice if the cash back option?