Bob makes his first $1,900 deposit into an IRA earning 7.7% compounded annually on his 24th birthday and his last $1,900 deposit on his 45th birthday (22 equal deposits in all). With no additional deposits, the money in the IRA continues to earn 7.7% interest compounded annually until Bob retires on his 65th birthday. How much is in the IRA when Bob retires? The amount in the IRA when Bob retires is $0. (Round to the nearest cent as needed.)