Bonita is concerned that she could be overextended on her monthly mortgage payment. Do you agree with her? Yes. because her total debt-to-income ratio exceeds the accepted benchmark of 36% of gross income. No. because her monthly housing cost-to-income ratio is less than the accepted benchmark of 28% of gross income. correct Yes. because her monthly housing cost-to-income ratio is greater than the accepted benchmark of 28% of gross income. No. because her monetary assets are greater than six months of total expenses. which allows her to overextend her monthly mortgage obligation