Bonnisue turned age 64 on March 21, 2023. During the year, she received distributions from her health savings account (HSA) totaling $1,096. She paid $494 for a year's supply of nutritional supplements (not recommended by a doctor or for treatment with a diagnosis) in February. In April, she paid $134 to her podiatrist, and between August and October, she paid $468 to her chiropractor. What is the penalty on Bonnisue's nonqualified distributions?