BornEfficientFls In this discussion board, you are required to read the following article, which made the Elsevier's list of the Top Social Media Articies that have had the most social media attention in 2017: Isik. L. and ). C. Topuz. 2017. Meet the "born efficient' financial institutions: Evidence from the boom years of US REIIs. The Quarterly Review of Economics and Finance. Elsevier.vol 6.6.C). pases 7099, B Discussion Board Post: Discussion Question Each student is then required to post 3-paragraph summary to the Discussion Board upon reading the article, demonstrating that all material was read. Then, you are required to post a question that should be insightful and thought-provoking. going bevond simple clarification of the article, and promote discussion by requiring more than a one-word or phrase response. Discussion Board Post: Reply Respenses Each student must also post responses to 2 discussion questions posted by peers. Reply responses should go beyond a simple answer to the question, should be thought-provoking, and promote further group discussion. Poor Examples: What is reinforcement? Does reinforcement apply to typical adults? Better Example: A person doesn't need to be aware of the consequences of behavior for their behavior to be affected by the consequences, but wouldn't tell someone about the consequences be a faster way to change their behavior? Would there be any differences in the behavior if they were given the "rules