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Borrow or pay cash for an asset Personal Finance Problem Bev and John Cox are set to move into their first apartment. They visited Northerly

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Borrow or pay cash for an asset Personal Finance Problem Bev and John Cox are set to move into their first apartment. They visited Northerly Furniture looking for a dining room table and buffet. Dining room sets are typically one of the more expensive home furnishing items, and the store offers financing arrangements to customers. Bev and John have the cash to pay for the furniture, but it would definitely deplete their savings so they want to look at all their options The dining room set costs $13,500 and Northerly Furniture offers a financing plan that would allow them to either (1) put 22% down and finance the balance at 43% annual interest over 48 months or (2) receive an immediate $450 cash rebate, thereby paying only $13.050 cash to buy the furniture Bev and John currently eam People 17% annual interest on their savings a. Calculate the cash down payment for the loan b. Calculate the monthly payment on the financed amount (Hint. Treat the current loan as an annuity and solve for the monthly payment) C. Calculate the trial cash outlay under the cash purchase option. Do not forget to reduce the cash-price by the cash down payment forgone on the loan (parta) d. Assume that they can earn a simple interest rate of 1.7% on savings, what will Bov and John give up opportunity cost over the 4 years if they pay cash? e. What is the cost of the cash alternative at the end of 4 years? t. Should Bey and John choose the financing or the cash alternative? -- nearest cent) e. The cost of the cash alternative at the end of 4 years is $ (Round to the nearest cent) 1. The cost of the financing alternative at the end of 4 years is $(Round to the nearest cont Note Cont of the financing alternativo 18 months Monthly payment Thatefore, they should take the (Select from the drop-down menu) Enter your answer in each of the answer boxes

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