Both names are on the Montreal lease agreement along with the hydro and internet bills. Jason always took care of making the monthly bill payments which made it easy for David. David simply e-transferred a lump sum based on Jasons monthly calculations. It was only once Jason won the money from the video gaming tournament that David realized that Jason had not paid the rent nor the utility bills for some time. David found out as Jason came clean when discussing what he should do with his winnings, pay the bills, or invest the money. Provide two potential financial impacts these non-payments could have on David.