BP Haus is going to finance a new factory and needs to raise $10 million today. An investment bank has suggested issuing 10-year bonds, with a 6% APR semi-annual coupon, and a face value of $11 million. What yield to maturity is the investment bank placing on BP Haus bonds if they offer with these terms (Express as an EAR)? (Note: face value is $11 million)